Credit cards can be useful because they allow people to buy items without having to instantly pay for them instantly. Keep reading in order to find great credit cards.
Only inquire about opening a retail cards if you seriously shop at the store regularly. When a retail store inserts an inquiry onto your credit in order to qualify you for a card, that inquiry is recorded on your report whether you go through with opening a card or not. Too many inquiries on your credit score go down.
Always review the fine print. If you see ‘pre-approved’ or someone offers …