Car Insurance Oversights to Avoid Car insurance can be a sticky subject. Most times people dislike having to pay for a service they may or may not use. There are so many misconceptions about auto insurance, that it clouds your judgment and influences your decisions when buying insurance. Here are 4 rookie mistakes to avoid when buying your policy.
Mistake 1: Buying coverage based on the minimum state requirement rather than considering your needs and requirements.
While it is important to meet the state’s coverage requirements, it’s more important to make sure the coverage you choose adequately protects you, should you ever need it. Keep in mind that while it’s important to meet your state’s minimum requirements, choosing minimum coverage could leave you with additional expenses that you might not be able to afford should you ever have to make a claim. Choose a higher limit if you think you might not be able to pay for damages out of your pocket. Choose your coverage wisely. You’ll be glad to you did.
Mistake 2: Buying the cheapest policy, rather than giving a thought to what you can get for the price you pay
It’s always a good idea to get …